Free Salary Calculator — Gross to Net
Calculate net take-home pay from gross salary — with full earnings and deduction breakdown.
Net Take-Home (Annual)
—
= — / month
Breakdown (Annual)
How it works
Enter gross salary
Type your annual or monthly gross salary and select the pay frequency.
Set tax rate
Enter your income tax rate percentage or select a bracket.
Add deductions
Enter provident fund percentage and any other fixed deductions.
See net pay
Your take-home salary and full breakdown updates instantly as you type.
Common use cases
Job offer evaluation
Compare two job offers by calculating the actual take-home pay after tax and deductions.
Budget planning
Know your exact monthly take-home pay to plan rent, savings, and expenses accurately.
Salary negotiation
Calculate the gross salary you need to achieve a desired net take-home amount.
HR & payroll
Quickly estimate employee net pay when onboarding or reviewing compensation packages.
Frequently asked questions
Does this calculate income tax automatically?
You enter your tax rate percentage. The calculator multiplies gross salary by that rate to give your tax amount.
What is the difference between gross and net salary?
Gross salary is your total pay before deductions. Net salary is what you actually receive after tax, PF, and other deductions.
Can I calculate annual and monthly salary?
Yes — toggle between annual and monthly. The calculator shows both equivalent figures.
Does it account for allowances?
Yes — add any tax-free allowances (HRA, travel, etc.) in the Other Additions field.
Is this tool country-specific?
No — it uses the tax rate you enter, so it works for any country or tax regime.
Is this tool free?
Yes, completely free with no account required.